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This Walmart fall dress is a little more dressy and is perfect for church, going out on a dressy-casual date night, or whatever your plans might be

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A few options that work well: Leather loafers The most reliable choice

"My dad says, 'She won't wear anything else what have you done?' " Banner says with a laugh

Finish the look with minimal jewelry and your favorite handbag

Add some texture to your outfit with accessories in linen or seersucker, and feel free to skip the socks (provided you've let the sun hit below the shins this season)