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Tops Traditionally, the business top would mean a dark solid-colored suit jacket worn over a white long-sleeved dress shirt and paired with a coordinating black or dark-colored necktie

Little to no stretch

Even in a tropical setting, black-tie signals a once-in-a-lifetime experience

Conversely, a minimalist red dress can handle statement shoes with interesting textures, patterns, or embellishments

The earlier the better

Ahead, see how Instagram users and content creators worked a lace-trimmed mini into Karen from "Mean Girls," a fringed silhouette into a '20s flapper with elbow-length gloves and a knotted strand of ivory pearls, a floor-sweeping maxi into a dead bride, and a velvet, off-the-shoulder skater dress into a cat